Prism Realty US is an Approved One-Source First-Time Homebuyer company in Southern California offering the largest selection of down-payment assistance and traditional loan programs available.

There are several First-Time Home Buyers Programs that provide down-payment assistance to buy a home. Some programs offer forgivable and non-forgivable mortgage loans and closing cost assistance.

How The Program Work:

• To determine which program is right for you, you’ll need to get pre-qualified for a home loan.

• During pre-qualification, your credit score, debt-to-income ratio, and annual income will be evaluated to determine which loan program you qualify for.

• Once we’ve identified the right loan program for your situation, we can tell you what price home you can afford and your monthly loan payment.

Whether you are seeking a First-Time Home Buyers program or a traditional mortgage loan, we can help you navigate the process to select the right program. It’s Simple. Easy. Fast.

Regardless of your current situation, “It’s the advice that makes the difference”. We want to be your partner in helping you create a plan to achieve the American Dream of Homeownership for your family.

If you’re ready to become a homeowner, get started today. Click the APPLY NOW button above.